Noel Johnson's Blog Posts

7 Step Progression For Buying St Cloud Homes Under Pressure

 Buying St. Cloud homes takes some degree of organization no matter what. Especially when time is a screaming imperative, it can make or break whether you land a home that’s right—or one

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Which Two Words Are Also Worth 1000 Words

Every now and then we have to shake our heads at how much the electronic transformation has changed daily living in St. Cloud. Electronics have invaded practically everything—from home wifi to

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Whats Numerically Incorrect About St Clouds 4th Of July

 This Thursday, all of St. Cloud will be out celebrating America’s Independence Day—the 4th of July national holiday that’s only slightly incorrect, numerically speaking. That detail is

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When Selling Your St Cloud Home Is A Double Whammy

 USA Today quoted an eye-opening figure. It’s one that probably means that it describes one of the most common of circumstances that might apply to St. Cloud home buyers of any age or

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How Is Selling Your St Cloud Home Like Switzerland

 They never fail to draw web readers—those “Top” lists of ways to get the best results when selling a home. Despite its name, Investopedia is a web site which devotes a fair amount of

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Which Investment Wins Owning A Home Or Wall Street

 Owning a home—whether in St. Cloud, in Minnesota, or in any other state—is Americans’ most trusted way to build wealth. That’s the takeaway from Gallup’s poll, conducted this.

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Negotiating St Cloud Real Estate To Avoid Speedbumps

Volumes have been written on the art of negotiating—with more certain to come. Especially in real estate, it will always remain an open-ended discussion because of the infinite variety of

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Sauk Rapids Parade

We had so much fun last night at the Sauk Rapids Parade! We always have a BLAST at community events!!                          ; &

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The Contingency Relief Valve For St Cloud Homebuyer Anxiety

Before a first-timer has experienced the complete home-buying process, given the number of unknowns that seem to be dependent on one another, they’re bound to be at least a little baffled. What

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11 Things Not To Do Right Before Moving

It might seem that some actions are perfectly obvious—and that among them are the many things you shouldn’t do immediately before moving to a new St. Cloud home. Yet, as moving day ,

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Surprising Finding Younger Persons May Afford Home Ownership

It may just be me, but doesn’t it seem as if the general drift of things is that it’s getting harder and harder to make ends meet? And that younger people are getting the brunt of it?If that

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Welcome Mary McGowan

Providing a superior level of informed, professional real estate services to buyers and sellers throughout Central Minnesota.We have agents specializing in residential, commercial, multifamily, new

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St Cloud Real Estate Factor That Brightens This Picture

 The title alone was slightly chilling. St. Cloud readers didn’t have to be anywhere near senior discount age to furrow their brows if they happened to come across last week’s white,

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What 10 Things Should St Cloud Open House Hosts Know

 It was the Washington Post’s real estate reporter Michele Lerner who came up with the list of the most important “10 things” house hunters look for when they stop by St. Cloud open

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How Prospects For Buying A Home In St Cloud Just Grew

 If you find yourself suddenly revisiting the idea of buying a home in St. Cloud, it won’t surprise you that you’re not alone. Lately, it’s seemed as if the stars are continuing to

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Controversial Question Should We Charge The Kids Rent

 For a lot of parents, the whole notion of charging a child rent for their lodging in the family’s St. Cloud house seems like an all-but-unthinkable miserly idea. It might seem like an

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Is Pricing St Cloud Real Estate An Art Or A Science

There aren’t a lot more important aspects to selling a home than the Big One: pricing. Pricing St. Cloud real estate—setting an asking price that attracts a horde of qualified buyers without

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Do St Cloud Home Sales Reflect A New Facebook Effect

 According to an educator in NYU’s finance department, if your St. Cloud house has experienced the kind of growth that’s been typical over the past couple of years, your Facebook friends

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Lack Of St Cloud Mortgage News Comes As A Relief

Last week ended with such horrendous news in California that it was a blessed relief how in at least one narrow slice of the news—one of interest to St. Cloud house hunters, among others

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Whats A Good Home Selling Activity For A Rainy Day

 When you are getting ready to sell your house, there’s nothing like a sunny day to spur you into last-minute readying. The final curb appeal-enhancing projects, springtime yard and

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Smart St Cloud House Hunting Includes Seasonal Thinking

Some of the finer house hunting pointers deal with uncovering a property’s not-so-visible elements. Your home inspector will inspect the state of the structure and the mechanical details it

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Are Consumers Confident About Selling A Home

 Wikipedia defines “consumer confidence”as “the economic indicator that measures the degree of optimism thatconsumers feel about the overall state of the economy...” St. Cloud

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Determination Helps When Buying A Home For The First Time

 On Thursday, USA Today published a view of what many of this spring’s first-timers have encountered in their inaugural home-buying ventures. Our own St. Cloud trends don’t precisely

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St Cloud Buyers Agent Decision Establishes Ground Rules

If this May will find you looking for a home to call your own, you won’t be alone—it’s prime season for St. Cloud house-hunting. In case it’s been a while since your last go-round (or if

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Future Points To St Cloud Mortgage Rate Stability

When you are planning to sell your St. Cloud home, the latest interest rate gyrations can become a worrisome element in your planning. Last week’s news should provide a measure of anxiety.

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Marketing Your Home Via The Memorability Factor

One frequently underestimated aspect of effective real estate marketing is memorability. If you will be selling your St. Cloud home anytime soon, once you’ve prepared for its public rollout,

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St Cloud Real Estate Investings Personality Dimension

 Although the title of her article was “What Will You Do with Your Investment Property?” marketing writer Lynn Pineda’s piece came down to a dissection of a simpler binary choice. It

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Why Are St Cloud Mortgage APRs Not Always Realistic

 Shopping for the best St. Cloud mortgage rates was supposed to have been made easier by requiring lenders to advertise more than just their interest rates, but in practice, the result’

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What Investment Wisdom Applies To St Cloud Real Estate

If you’re a frequent visitor here, it will come as no surprise that those of us whose days are devoted to the St. Cloud real estate industry aren’t shy about championing the virtues of

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Early Spring Results Encourage St Cloud Home Sellers

 Traditionally, April is a dependable month when St. Cloud home sellers can expect a lively market—and if first reports from across the nation are any indication, the evidence points to a

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Innovation That Improves St Cloud 2nd Home Affordability

It looks like St. Cloud second homes may have just become more affordable for many who have considered investing in one, but who couldn’t make the numbers work. The reason is technical, yet far

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Add This To The Reasons To Own Your St Cloud Home

Lately, the common sense advantages to homeownership have been joined by a newcomer—one that doesn’t immediately leap to mind. It comes at an interesting time, as more and more of the

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House Flipping Activity Returns To Pre Bubble Levels

 When respected observers like the editors of Barron’s are able to report that more than 10% of the country’s residential sales are now due to house-flipping, it’s a clear indication of

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St Cloud Tax Day Disrupts A Big Pro Sports Weekend

 St. Cloud’s week starts off with Monday’s federal income tax filing deadline—AKA, Tax Day. St. Cloud’s Tax Day may not be the kind of annual observance that people look forward to

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St Cloud Homes For Sale Surprising PetFriendliness Factor

 When it comes to features that differentiate some St. Cloud homes for sale from other similar offerings, one that’s increasingly noteworthy out is pet-friendliness. Suitability for pets

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Retirement Budgeting St Cloud Housing Knowns And Unknowns

If your retirement planning includes transitioning to a new home, one of the first orders of business will be to settle on a reasonable budget for housing in retirement. The most reliable

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Streamlined St Cloud Mortgage Process For The Self Employed

 Last month, St. Cloud mortgage prospects who own their own businesses got a shot of welcome news: a long-overdue innovation that should streamline their application process. For those who

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What Do Retiring Homeowners Really Think About Downsizing

For as long as I can remember, it’s been an unchallenged prediction for real estate—in St. Cloud and throughout the nation. Sooner or later, the great postwar population bulge known as the

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Unmask Hidden Dissuaders To Help Sell Your St Cloud House

Once you’ve decided it’s time to sell your St. Cloud house, you will have looked over the listings of neighboring properties and taken all the necessary steps to see that your own home stacks

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St Cloud April Fools Day Real Estate Trickery

 You can’t blame St. Cloud residents who’ve been bamboozled in the past for having grown cautious as April 1 approached. They braced themselves for this Monday, knowing that the practical

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St Cloud House Size Question Raises Questions Answers

 A few years ago, the Realtor® website weighed in with some ideas addressing a question that St. Cloud house hunters face all the time: what house size should they be aiming for? I have one

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Four Words Sum Up The Goal For Choosing Your Agent

 When you boil down what most people are looking for when it comes to choosing their St. Cloud agent, it’s usually an outcome that can be summed up by a simple 4-word phrase, “best price,

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Is Spring Really The Best Time To List A Home In St Cloud

 For those who’ve been waiting to list their St. Cloud home until this year’s spring selling season, the waiting is over. Not only is spring busting out all over, but there is a claim

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The Treat Ushered In By St Clouds 1st Day Of Spring

 Wednesday is the First Day of Spring—which provides an excellent impetus to dig in and do something that only seems like a tedious chore. In actuality, it can be a sure way to treat

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Could St Cloud Homeowner Improvements Deter Buyers

 If St. Cloud homeowners search the web for anything like “surprising things that decrease your home’s value,” they will be answered with literally millions of links. Some of the

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Is The Stolid New Home Industry Headed For A Shakeup

 When it comes to industries, you’d have to place St. Cloud real estate into the “stolid” category. The rules are set and agreed-upon. Everything having to do with real estate is

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Last Weeks Home Sales Storyline Turnaround

 A couple of storylines have dominated national real estate news outlets for more than a year. St. Cloud homeowners who are less industry-focused have been hearing the same thing from the

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Luxury Homes Further Tilt Toward Serious Tech Credentials

Last week, word arrived about a newly constructed luxury home that sold for an “undisclosed” multi-million-dollar sum. Since the closing was an ocean away, that news would normally not have

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St Cloud Housewarming Traditions Have Deep Roots

It could hardly be a greater occasion—the move into a new St. Cloud house! Marking the moment in some unique way must be some sort of universal compulsion. It certainly stretches far beyond our

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St Cloud Real Estate Boundaries Leave Nothing To Chance

 “Good fences make good neighbors” was among poet Robert Frost’s most memorable lines. Quoted by rote by his rigid neighbor in Mending Wall, it illustrated an unchallenged notion,

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Where St Cloud Homes For Sale Protections Go Missing

When we shop for St. Cloud homes for sale, we’re able to take quite a lot for granted. If we choose to be represented by a licensed Minnesota Realtor® to act as our buyer’s agent, we know

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6 Question Quiz Tests Your St Cloud Real Estate Vocabulary

Although the typical adult spends at least a fourth of his or her income on St. Cloud real estate-related matters, many basic real estate terms—even basic ones—aren’t widely understood. We

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Purchasing A Home With No Heartache

Providing a superior level of informed, professional real estate services to buyers and sellers throughout Central Minnesota. We have agents specializing in residential, commercial,,

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Sartell Community Showcase

Providing a superior level of informed, professional real estate services to buyers and sellers throughout Central Minnesota. We have agents specializing in residential, commercial,,

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5 Easy Organizational Tips

Do you feel like you’re constantly battling clutter around the house? You’re not alone, and nothing can feel more frustrating than not being able to locate something when you need it, or wading

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St Cloud Listings Might Reflect A New Phenomenon

Overall, the U.S. residential market has behaved itself predictably for a couple of years. As a result, there’s been little chance for commentators to point out any new phenomena that might

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St Cloud Households Reflect Shift In Media Tech

 On Friday, the Wall Street Journal’s “Homes” section led with a splashy layout about media rooms. St. Cloud real estate veterans would probably nod at the article’s historical

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This St Cloud Land For Sale Detail Can Be Critical

It might be the ultimate real estate daydream: finding a choice parcel of St. Cloud land for sale, figuring out the best way your house should be cited upon it—and ultimately building your own

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Robin Hentges

Providing a superior level of informed, professional real estate services to buyers and sellers throughout Central Minnesota. We have agents specializing in residential, commercial,,

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Do Remodels Make Sense When Selling Your St Cloud Home

The numbers are in!If you are among the local homeowners counting the days until St. Cloud’s hot selling season begins, unless your house is already in perfect showing shape, you might be

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Welcome Cody Smith

We would like to introduce Cody Smith to the Premier Real Estate! Cody will be joining the Todd Swanson Team! We are excited to have him here with us at Premier! You can reach him at: Cell: 763-232

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Four Fixes The Best St Cloud Real Estate Agents Recommend

The best St. Cloud real estate agents do more than just represent their selling clients in the marketing, negotiation, and documentation of their homes’ sale—they also roll up their sleeves

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Thinking Of Selling Your Home

Dave Olson, REALTORhttp://MyHomeValueMN.comProviding a superior level of informed, professional real estate services to buyers and sellers throughout Central Minnesota. We have agents

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Welcome Tanya

We would like to welcome Tanya Lundberg to the Premier Real Estate Team! Tanya is a new agent with Premier and will be working in Princeton and surrounding area! Tanya brings 20 years of sales,

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Realtor Greg Schultz

Did you know you can contact your Realtor for these questions? The Realtors here at Premier want to be your Realtor for life and someone you can contact at anytime for all your Real Estate.

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Whats The Idea Behind Back Burner House Hunting

 If you’re pretty sure you will be in the hunt for a new St. Cloud house sooner or later—but have the luxury of being able to wait until you come up with THE perfect one—it’s all too

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Welcome Tanya Lundberg

We would like to welcome Tanya Lundberg to the Premier Real Estate Team! Tanya is a new agent with Premier and will be working in Princeton and surrounding area! Tanya brings 20 years of sales,

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Surprising Perspective On Todays St Cloud Mortgage Rates

 Last Wednesday and Thursday’s stock market nosedive had analysts debating whether the Fed’s hike in interest rates was to blame. Since St. Cloud mortgage rates are likely to also be

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Why Investors Turn To St Cloud Rental Property In 2019

 Last Saturday investment commentator Rebecca Lake presented the kind of analysis that would warm the heart of St. Cloud rental property proponents. Her report appeared on the U.S. News

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Buying Your St Cloud Home Without Credit Confusion

“It can be kind of confusing.” - Tom Quinn, V.P Business Development for myFICO in “The Scores That Matter in Mortgage Lending.” Unless you’re a buyer who falls into the all-cash

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8 Tactical Moves For Selling A Cramped St Cloud Home

 When you decide to sell your home for the maximum return, it’s important that you recognize all of its selling points: both the positive and negative. I can help with that, but as a

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Tips For A Stress Free Move In Day

Providing a superior level of informed, professional real estate services to buyers and sellers throughout Central Minnesota.We have agents specializing in residential, commercial, multifamily,

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Stunning Real Estate Story Line Can Be Explained

St. Cloud real estate activity may not necessarily reflect national trends, but anytime U.S. news media pick up on an interesting storyline that includes the phrase “home sales” (either

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Happy St Cloud Homes Draw Researchers Attention

 Creating a happy home would have to weigh in as among the most rewarding of all endeavors—and, you’d have to believe, one that requires a goodly dose of what lifestyle gurus call “the

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Questions To Ask Your Realtor

Providing a superior level of informed, professional real estate services to buyers and sellers throughout Central Minnesota. We have agents specializing in residential, commercial,,

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Jan 24 2019 24220 1

We are excited to welcome Alexandra Gardner to the Premier team!! Alexandra is from Cold Spring and some has great knowledge of the area! She is excited to get started and work with clients helping

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Home Buyers Seminar

Roger Lahr, REALTORwww.Rlahr@PremierHomeSearch.comRoger@PremierHomeSearch.comProviding a superior level of informed, professional real estate services to buyers and sellers throughout Central

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Lynne Crandalls Market Update

Providing a superior level of informed, professional real estate services to buyers and sellers throughout Central Minnesota. We have agents specializing in residential, commercial,,

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Is There A Housing Bubble On St Clouds Horizon

There is one persuasive reason why St. Cloud homeowners (and prospective homeowners) don’t hear much about the likelihood that a new “housing bubble” could be in the making. For any St.

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8 Odd Things To Wash In The Dishwasher

Move over, dinner plates! The dishwasher can actually be used to wash a myriad of strange items. Below is a good rundown. A quick bit of common sense: if sudsing up something super greasy or grimy

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In A Buyers Market Does It Pay To Wait For Prices To Fall

St. Cloud ears that were attuned to some of the nation’s commentators might have heard that last year’s gradual slowdown in residential sales might signal a dawning “buyer’s market.”

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Why You SHOULD List Your Home In He Winter

Why You SHOULD List Your Home in the Winter! Providing a superior level of informed, professional real estate services to buyers and sellers throughout Central Minnesota. We have agents

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Simple Tips To Unclutter The Garage And Set The Stage For A Successful Sale

When selling a home, staging is an important piece of the puzzle that can’t be overlooked. From the kitchen to the bedrooms and bathrooms, staging is a great way to make sure your home appeals to

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Can Transferring Credit Card Balances Help You Pay Off Debt Faster

Many Americans struggle to manage credit card debt. If you have accumulated high balances, either because of overspending or because of circumstances beyond your control, you’re likely feeling

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Sorting Out A PMIMPI Puzzle For St Cloud Homeowners

Checking out an online piece dealing with some technical adjustments having to do with mortgage insurance the other day, I came across an indisputable statement:“Many homeowners are confused

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Getting To Know Greg Schultz

Getting To Know Greg Schultz! Providing a superior level of informed, professional real estate services to buyers and sellers throughout Central Minnesota. We have agents specializing in

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Getting Your Home Ready To List With Nancy Costanzo

Providing a superior level of informed, professional real estate services to buyers and sellers throughout Central Minnesota.We have agents specializing in residential, commercial, multifamily,

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Craft Beer Tour

This Saturday Premier will be at the St. Cloud Craft Beer Tour waiting for YOU to stop by and make a pretzel necklace!! We are GIVING AWAY 2 VIP Tickets so be sure to enter our give away posted on

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What Do Pinocchio And St Cloud Real Estate Have In Common

The artist who conceived and painted the opening scene in Disney’s masterpiece, Pinocchio, was an old-world perfectionist. The opening shot was to employ an imaginative technical breakthrough

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CES Provides New Ideas For St Cloud Homeowners

Last Friday was the final day for the Las Vegas mega-trade exposition: the annual Consumer Electronics Show. Forward-thinking St. Cloud homeowners have learned to keep an eye on the CES because

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Planning Real Estate Games For Next Years Holidays

We’ve just made it through another extended holiday season. This was one of those where Christmas and New Year’s fall two days after the weekend. For some families who are hosting the

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Luxury Home Ownership Gets Fractional

 St. Cloud readers won’t be surprised to learn that anyone able to afford a multimillion-dollar vacation property is likely to be fairly adept at math. It turns out that an emerging trend

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St Cloud Real Estate Could Benefit From Fridays Shocks

Last week ended with a quadruple-barreled blast of good news that bolstered prospects for St. Cloud real estate—an effect magnified by how unexpected all had been.When times are good, St. Cloud

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Homeowners Insurance Involved In California Firestorm

 Last fall’s devastating California firestorms gripped the nation’s attention as flames engulfed whole communities, North and South. For St. Cloud residents, the loss of life and

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Could St Cloud Homes Have Their Own New Years Resolutions

 If you are over the age of 12, you’ve probably developed a healthy skepticism about New Year’s resolutions. Or at least the life expectancy any one of them can anticipate. But whether or

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2019 Real Estate Predictors Shun Drama

 As St. Cloud plunges fearlessly into the New Year, it’s the perfect time to present a roundup of the experts’ predictions for 2019 real estate. Last year’s national forecasts turned

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Does A Grinch Lurk For St Cloud Home Buyers And Sellers

 Last Thursday, the Washington Post described “a holiday gift” that could find its way to the doorsteps of St. Cloud home seller and buyers. The Post might not have identified him by name,

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3 Reasons For Not Buying Your St Cloud House With Cash

 It’s a tempting scenario: after succeeding in gathering a substantial trove of cash, you find your St. Cloud dream house—and sit down to write out a check for the entire agreed-upon sum,

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The Clutter Component In Selling St Cloud Homes

The word is “clutter.” It keeps cropping up whenever a Realtor is asked for advice about selling St. Cloud homes.The clutter factor might not seem to be so overpoweringly important. After ,

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Will Tomorrows St Cloud Real Estate Be Much Like Todays

 No one needs convincing to agree how much buying and selling St. Cloud real estate has changed since we entered the 21st century. Not only can you review homes for sale whenever you wish

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In St Cloud House Hunting Paying Heed To Location X 3

The wry observation that “the three most important things in real estate are location, location, and location” has been around for the better part of a century. The wisdom of that wisecrack

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4 Reasons For Heightened December St Cloud Home Sales

 Normally, December is a ho-hum month for St. Cloud home sales—and that could well be the case again. Across the nation, 2018’s leadup has performed pretty much as expected. Home sales

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St Cloud Rental Homes And The Pet Conundrum

 St. Cloud rental homes can provide their owners with an investment that’s competitive on many fronts. It can provide cash, positive equity growth, tax advantages—and even a variation on

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St Cloud Listings And A Hong Kong EyeOpener

Our St. Cloud listings contain one figure that’s quite useful for apples-to-apples comparisons of the properties being offered. This one is quietly tucked away beneath the more prominent pieces

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Poll Hints At Whether Its A Good Time To Sell Your Home

 St. Cloud’s holiday season is well underway now that we’ve passed the commercial post-Thanksgiving kickoff days: Black Friday, Cyber Monday, etc. If you are one who is debating whether

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Nov 30 2018 24220 1

Open Houses Happening This Weekend! We have Open Houses being held in some amazing homes located in Sartell, Saint Cloud, Waite Park, Royalton, Rice, Sauk Rapids & More! Be sure to check them

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Time To Start Which 4 Home Improvement Projects

 U.S. News and World Report may not be the primary source most homeowners turn to for St. Cloud real estate news flashes, but this month they have brought up some relevant insights regarding

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Why Do St Cloud Mortgage Rates Differ So Much

First-time homebuyers might not be aware of something veteran homeowners assume automatically: those advertised mortgage interest rates are not necessarily the rate that will be offered. To St.

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How Your Snapshot Could Become Its St Cloud Listings Hero

The “hero shot” is what advertising agency folks call a photograph that makes a product the “star” of its surrounding layout. The product can be a cereal box or a Mack truck—large or

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No Confusion When It Comes To St Clouds Thanksgiving

 This Thursday, at some point in the festivities we’ll be remembering the Pilgrims and their Indian guests on that first Thanksgiving Day in the New World. After all, that gathering was

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St Cloud Real Estate Agent Training Is Only A Starting Point

The “licensed St. Cloud real estate agent” line that appears beneath a local Realtor’s® name may be printed in small type, but it actually signifies large value. Today St. Cloud’s buyers

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What Should You Expect About St Cloud Home Repairs

   As Thanksgiving rolls around again and our St. Cloud houses fill with visiting relatives and friends, it’s hard to repress an occasional thought like, “Gee, I hope the water

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Making Your St Cloud Moving Day Priceless

 Buying or selling any St. Cloud home is, on one hand, a highly technical matter. The full complement of Minnesota rules guarantee that the transaction cannot be challenged. The volumes of

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6 Reason Why November Is High Time To List Your St Cloud House

 Your reasons for when you decide to list your home can be dictated by personal events that you set in motion—or by others that just come along. Then again, when you have a good deal of

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Lottery Winners Surprise Real Estate Story

“A $180 Million Lotto Winner’s Massive Mountain Estate” was the headline in the Wall Street Journal’s “Real Estate” section. The photo above the headline really did look to be many

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Multigenerational Trend Counters Downsizing Wave

 Downsizing has gotten a lot of attention as Baby Boomers—many of whom have become empty-nesters—discover that they don’t need the space, expense, and elbow grease required to keep up

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Nobel Laureate Weighs In On Fears Over Future Home Values

 Last week St. Cloud homeowners’ peace of mind would have been strengthened by some words that received wide circulation throughout the financial press. Their author was a gentleman whose

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Why St Cloud Realtors Favor Sundays Daylight Savings Shift

 It’s close to the end of the line for St. Cloud’s daylight savings time. Come Sunday, when our digital clocks are poised to click over to 2 am, they should automatically duck back to 1,

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Pending Home Sales SnapBack Encourages St Cloud Sellers

 For a while now, one of the themes we’ve been hearing on the news has been less than encouraging—particularly if you’re one of the St. Cloud homeowners thinking about listing your.

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New Listings

New Listings!  Don't miss out on these fabulous new listings! We have new listings in Sartell, Saint Cloud, Sauk Rapids, Royalton, Rice & More local areas! Our website is updated every 15

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Halloween Plot Twists To Frighten St Cloud House Buyers

 Unless you are among those who are currently focused on the search for a new St. Cloud house, this week’s Halloween celebration has probably captured a goodly bit of your attention. As

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Counterintuitive Step Before Selling Your St Cloud House

 Long before you’ve decided to put your own St. Cloud house up for sale, there is at least one step you can take that might make the whole project more financially rewarding. It’s a step

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For Todays St Cloud Home Buyers This Index Is Misnamed

St. Cloud home buyers and the home sellers they will negotiate with have at least one thing in common—it has to do with that famous saying about misery loving company. Misery in all its forms

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Tracking Home Loans To Reduce The Surprise Factor

 When it comes to St. Cloud home loans, Ellie Mae has the inside scoop.“Ellie” is a tech company that provides automation software to a large chunk of the mortgage finance industry,

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What St Cloud Homeowners Need To Know About Millennials

 “Millennials are buying homes!”This was what The Dallas Morning News reported last week—but St. Cloud homeowners didn’t need any Dallas real estate to be interested in the statement.

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What Experts Say About Selling Your St Cloud House Now

 From the home sales analysts at Pulsenomics comes the latest findings on how home sellers are likely to fare if they decide to list their properties this autumn. Our St. Cloud market is only

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One Way St Cloud Listing Language Motivates Prospects

 The descriptive language that goes into every St. Cloud listing is aimed at framing the way prospective buyers relate to the property being offered. Between the headline photo and the actual

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St Cloud Landlords Profit Through Considerate Rent Increases

Inflation has been barely noticeable for quite a while, but as St. Cloud shoppers have begun to notice how it’s been creeping up lately. For St. Cloud landlords, that triggers a subject that

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New Smart Bathrooms Emerge To Help Sell Your St Cloud Home

 When it comes to selling your St. Cloud home, kitchens get the Grand Prize for being the room that gets the most attention. But it’s increasingly possible for bathrooms to give them a run

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Autumn Home Maintenance Ideas Prevent Costly Situations

Sure, spring cleaning is one thing. St. Cloud homeowners find it easy to tackle major housekeeping chores they avoided during the winter weather months. When the sun is out and spring is in the,

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What Are The Most Common Questions Homebuyers Ask

A couple of years ago, the National Association of Realtors® sent out a compilation of answers to the most-often posed questions home buyers have for their agents. St. Cloud home buyers do

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Why Didnt Mortgage Rates Jump After Last Weeks News

By last Friday, anyone planning St. Cloud real estate dealings would have been following the week’s developments on the mortgage interest rate front. Since St. Cloud’s mortgage interest rates

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When The Goal Is Creating A Bigger St Cloud Kitchen

 Probably because any “achievement” is something that’s honored and rewarded from kindergarten on, the word automatically triggers a positive reaction.So for St. Cloud readers who

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St Cloud Real Estate Acronyms Include These Puzzlers

 Buyers and sellers are more well-informed than ever before due to easy access to online St. Cloud real estate sites (like mine—and BTW, thanks for stopping by!). Given the advent of

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4 Reasons Why This Fall Is Time For Buying St Cloud Homes

 Throughout the country, spring and summer are when the most serious house hunting takes place. Springtime is, after all, the season when it just feels right to undertake major initiatives

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Developers In Competitive Markets Lure Foodie Buyers

For St. Cloud real estate watchers on the lookout for the latest trends, here’s some food for thought. According to last week’s Wall Street Journal, it’s one formerly overlooked amenity

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Whats The Simplest Way To Prep Your St Cloud House

Prepping your St. Cloud house for sale can be a challenge or a pleasure—for the most part, that’s determined by how much attention you’ve been able to give the place in the past few years.

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How Do I Know If My St Cloud House Is Priced Right

 Successful pricing strategies in any endeavor must take the competition into account—so when it comes to right-pricing your St. Cloud home, that factor is at least as important as any.

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Why Is Fridays Boring Mortgage Rate News Good For St Cloud

 The Mortgage News Daily gives the home loan industry’s workaday professionals something to read with their first cup of coffee. It catches them up on the latest numbers from the previous

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Selling Your St Cloud Home Despite The Chicken Egg Dilemma

 Especially when the market is moving briskly, selling your St. Cloud home can put you up against a chicken-egg quandary. “Which came first?” is as unanswerable today as when we argued

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Could St Cloud Housing Costs Be Why Youre Losing Sleep

 Real estate is bugging 29 million Americans—and who can blame them? According to Realtor Magazine, more than 10% of U.S. adults say they are losing sleep worrying over residential issues.

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4 Packing Basics Make Moving Less Of A Drag

 From your first thought that you might be selling your St. Cloud house until the day you accept the offer, most of us avoid dwelling too long on one less-than-delightful consequence of a

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3 Questions To Get New Neighbors Talking

 When your next home is going to be in an unfamiliar town—whether in St. Cloud or somewhere else— learning as much as you can about your choice of neighborhoods is a practical starting

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Will Rising Inflation Threaten St Cloud Real Estate Wealth

 It’s been quite a while since inflation was a subject that cropped up regularly in the news—yet it’s never ceased being a major factor affecting St. Cloud real estate wealth. For

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Open Houses This Weekend

Open Houses This Weekend! Be sure to stop by! We have opens in St. Cloud, Sartell, Sauk Rapids, & Waite Park! For a list of ALL area open houses please visit: https://bit.ly

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6 Clever Tips Lighten St Cloud Home Sales Prep

If you’ve been living in your St. Cloud home for more than a few years, you know that there are some corners that don’t get regular cleaning attention because they’re (let’s be honest)

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10 Showing Reactions St Cloud Realtors Never Want To Hear

 Like most experienced St. Cloud Realtors®, I look forward to showings. Accompanying a well-qualified prospective buyer on the first visit to what may become their future home can be the

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St Cloud Market And Tuesdays House Values Report

When St. Cloud house values—or even only the public’s perception of house values—rise and fall at eye-popping rates, even homeowners who aren’t thinking of selling find it unsettling. The

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St Cloud Real Estate Investors Eye Retirement Planning

Last week, CNBC’s Jeff Brown came up with a report on how some investors are proactively countering “worries their nest egg will come up short.” That might sound familiar to St. Cloud

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Alternatives To Selling Your St Cloud Home Yourself

The St. Cloud homeowners and prospective buyers who frequent this space regularly know that the topic of selling your St. Cloud home yourself doesn’t appear here often. For one reason, do-it

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St Cloud House Hunting Aint What It Used To Be

 Everyone still calls active would-be St. Cloud home buyers “house hunters.” The term hasn’t changed; the goal hasn’t, either—but today the activity it conjures up is very different

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Top 8 Real Estate Questions Draw St Cloud Buyers And Sellers

 Like almost everyone else in St. Cloud who spends time online, I often come across lists. Headlines that list the “Top 10” or “Top 5” of almost anything usually catch my eye

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Profit Killers To Avoid For Your St Cloud Investment Properties

Your St. Cloud investment properties are fulfilling all the potential you hoped they would. They do more than just pay for themselves with the cash that flows in with the tenants’ monthly rent

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St Cloud Home Loan Rates News Nudges Buyers And Sellers

 Last week, St. Cloud residents who found themselves at any stage of preparing to buy or sell St. Cloud homes had to have been motivated by what came out of Washington. Last Wednesday was the

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Wealth Management Ideas For Home Buyers In St Cloud

 No matter what their current financial profile, home buyers in Jamestown share knowledge that the value of the property they are acquiring will become a significant entry whenever their

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St Cloud House Flipping Vs An Extreme Makeover Model

 Most St. Cloud real estate turnaround practitioners follow what might be called “The House Flippers’ Creed”: buy, fix, sell—as quickly as possible! The speed factor isn’t just

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St Cloud Real Estate Future Might Include Surban Elements

 If you’re keeping abreast of the latest St. Cloud real estate doings and you come across the word “surban”—that isn’t just some sloppy spelling. It’s a new real estate term we

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New Tax Rules And St Cloud Real Estate Investments

 For those who may have been wondering how the final GOP Tax Bill could affect possible real estate investment plans and tax liability next year, the changes can be significant.I know, I .

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An Advance Tip For Selling Your St Cloud Home

 If you’re selling your home in St. Cloud this summer, there’s one piece of pre-sale advice that will almost always pay off: the pre-sale home inspection.You might be surprised to learn

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St Cloud Borrowers Shun Adjustable Rate Mortgages ARMs

 If they follow the same path home loan applicants across the nation are choosing, most St. Cloud mortgage applicants will continue passing up adjustable-rate offerings. As last week’s Real

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Weekend Open Houses

Weekend Open Houses! We have some amazing open houses this weekend! We will have opens in Sartell, Sauk Rapids, St. Cloud, St. Joseph, & More! Check them out here: https://bit.ly

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St Cloud Home Loans Originate On This Side Of The Rainbow

When you think about it, the whole set-up behind The Wizard of Oz movie has a lot to do with basic real estate—particularly when it comes to how St. Cloud home loans are created. It can

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Sell Your St Cloud House For What Its Worth

In my capacity as St. Cloud real estate information-gatherer, I really couldn’t pass up last week’s, “How to Sell Your House for More than It’s Worth.”  I know; I know: that’s

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Top Five Indications Your St Cloud Kitchen Needs Attention

 Every St. Cloud Realtor® has heard this observation from a selling client more than once: “Now that I’ve fixed the place up, it’s so nice to live here!” It’s sometimes followed by

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Possible Future St Cloud Housing Crunchs SciFi Solutions

Minnesota and St. Cloud are not immune to at least one outfall from what the New York Times calls “the great American single-family home problem”: the looming shortage in affordable places to

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Cure For St Cloud July 4th Conversation Doldrums

For the most St. Cloud July 4th celebrants, the period between the last barbecued hot dog and the first firework (even if it’s only on TV) can drag on so long that it threatens the festivities.

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The Two Indispensable Words For St Cloud House Touring

When it comes to St. Cloud house hunting, sooner or later you’re bound to find yourself confronted by a question of proper house touring etiquette. After all, you’re an invited guest in

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6 Showing Emergency Tips For Selling Your St Cloud House

Once you have determined that it’s time to begin the process of selling your St. Cloud house, it won’t take long to uncover the number of small details that inevitably need attention. These

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Prep Your St Cloud Home Using The Greige Effect

There’s little debate about the psychological importance that color exerts on people—nor on the crucial role it can play in creating an attractive atmosphere. When you decide what tweaks will

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Journals Rare Rationale For A Home Price Phenomenon

Last week’s Wall Street Journal’s “Heard on the Street” headline “Why Home Prices Have Nowhere to Go But Up” may have guaranteed attention—but at the cost of advancing a pretty iffy

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SkyHigh WalkUps Compared With St Cloud Asking Prices

It’s true that St. Cloud has been experiencing some healthy residential price rises. I suspect that if you had told a 1950s homeowner what a typical St. Cloud asking price is nowadays, ten to

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A Cool Reception As St Cloud Summer Arrives

Wednesday officially marks the end St. Cloud’s spring season, but Mother Nature doesn’t always consult the calendar before she rolls out the week’s weather. In any case, sooner or later’

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Inspections Dampen St Cloud AsIs Listing Dramas

Of all the attention-grabbing terms to be found in St. Cloud listings, the audacious “as-is” ranks right up there near the top of the deck. Intentional or not, it carries a pronounced

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Prudent St Cloud Sellers Prepare Financially Before Listing

In a fast-moving market, sellers can be caught off-guard when their St. Cloud listing turns into an unexpectedly quick sale. That might sound overly optimistic, but most people who are preparing to

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One Way To Find St Clouds Best Real Estate Agents

If anyone out there is looking for the most mediocre St. Cloud real estate agent to represent them, they are keeping it secret. Although people usually prefer not to behave in dull, predictable

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St Cloud Real Estate To Benefit When Blockchain Hits Town

Last year, St. Cloud readers started reading about real estate sales transacted in bitcoin. Since St. Cloud real estate changes hands through transactions involving six- or seven-figure dollar

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St Cloud Real Estate Sales Using The Other Four Senses

When we think of traditional St. Cloud real estate sales scenarios, most of us would initially picture the photos that dominate the MLS listing and the information we read onscreen. Then, if

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St Cloud Virtual Tours Can Use Your Help

They’re a home seller’s dream come true: a miraculous gateway through which the world’s prospective buyers can tour your property 24 hours a day without your having to sweep the front ,

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To Sell Your St Cloud House Seize The Timing Advantage

As with any momentous decision, settling on when to sell your St. Cloud house can take time—and even then, acting on the decision can be slowed by extraneous factors. Who doesn’t have local

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Taking The Sting Out Of Staging Your St Cloud Home

As an abstract notion, staging your St. Cloud home to prepare for listing photo shoots, open houses and showings is a non-controversial business procedure. It’s like preparing any other

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Meghan And Harry Wont Be Moving To St Cloud

This may come as a disappointment, but St. Cloud residents will have to learn the truth sooner or later, so here it is: Duke (he’s also Prince) Harry’s and his bride’s “new summer home”

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Selling Your St Cloud Home In Todays Market

If you’ve been contemplating selling your St. Cloud home, if you came across last week’s USA Today article that found “home sales are slowing,” it might make you think twice. You couldn

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Real Estate Maxims May Fall By The Wayside

St. Cloud homeowners used to be able to rely on some real estate truisms that have been around forever. One of them was Mark Twain’s, “Buy land; they’re not making it anymore.” Another

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Open House This Weekend

Open Houses This Weekend!Be sure to stop by some of these awesome homes that will be open THIS weekend! For a complete list of all area open houses happening this weekend, please visit: https:/

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Surprise Credit Score Rise Affects Lucky St Cloud Homebuyers

It isn’t exactly Christmas-in-May, but for some St. Cloud consumers, a valuable present they weren’t expecting will show up this month. The surprise gift will arrive in the form of a boost to

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Sell Your St Cloud Home By Neutralizing The Nuances

It may sound paradoxical, but one proven way to sell your St. Cloud home is to make it boring…or at least, a little bit more boring.The principle here stems from buyer psychology,

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Open House Extravaganza

Open House Extravaganza This Weekend!Be sure to stop by these amazing homes in Sartell, Sauk Rapids, St. Cloud, Waite Park, Clearwater, Cold Spring, St. Augusta, St. Joseph &!

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Earthships Gain Gravity On Terra Firma

This Tuesday, the 2018 Earthship Biotecture Conference will be called to order—but I’m not aware whether any St. Cloud delegates will be attending. Since sustainability and minimal use of

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Last Step First Planning Lands St Cloud Homes For Sale

Particularly when the supply of homes for sale falls well below demand, house hunting can take more determination than usual. Since U.S. residential real estate markets have been long mired in

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Finally Answered The Best Time For Selling Your St Cloud House

When is the best time for selling your St. Cloud house? Is there even a best time?If the change in residence is triggered by some inflexible external factor (like a transfer at work), the answer

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Ageless Real Estate Advice Heartens St Cloud Homeowners

It seems as if inflation is starting a slow creep back into St. Cloud supermarkets and gas stations—something that hasn’t happened for quite a while. For families on a tight budget, it’s

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Open Houses

https://video214.com/play/M0oCFOoegC2ZYlYrINvfiQ/s/darkWe have some awesome open houses scheduled for this weekend! Be sure to come take a look! For a complete list of all area open houses click:

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An Often Overlooked Key To Choosing An Agent

One of the most important yet seldom discussed factors that should rate near the top of your list of requirements for a St. Cloud agent is how comfortable you feel in conversation with him or.

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St Cloud Listings Should Always Lead With A Story

The text that accompanies your listing as it appears in the St. Cloud MLS listings is called upon to do more heavy lifting than you might think. If it reads something like:THREE BEDROOM ranch

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Technological Changes No Threat For St Cloud Homeowners

Whenever a sign announces “The Home of the Future”—whether it’s in front of an exhibit at a science museum, a ride at Disneyland, or an exposition at some World’s Fair—it’s sure to

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Comparing The Cost Of St Cloud Homes Today Vs Yesterday

With home prices and interest rates on the rise, you’re likely to assume that the cost of that next St. Cloud home you’re thinking about buying has made it a financial stretch—especially

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Imaginary Real Estate Quiz For St Cloud High Schoolers

Even though the average adult homeowner spends about a quarter of his/her or their hard-earned income on real estate-related expenses, there’s no St. Cloud high school course that teaches real

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Two Numbers Guide First Time St Cloud Homebuyers

When it comes to figuring out how to begin up the path to homeownership, St. Cloud renters are left pretty much to their own devices. For the majority of first-time buyers who will use home loan

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Widespread Home Price Surge Encourages St Cloud Sellers

 The experts seem to have gotten it slightly wrong. St. Cloud real estate observers always expect a surge in activity when the spring buying season gets underway—an annual phenomenon’

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St Cloud Online House Hunting The Safe Way

When Equifax issues a warning specifically directed at online house hunting, St. Cloud real estate searchers (including readers right here) have ample reason to pay attention. You probably recall

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Upsizing Your St Cloud House Now Or Later

Sometimes what logic would seem to dictate and what reality shows don’t necessarily wind up leading to the same conclusion. That might well be the case when considering upsizing in today’s

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St Cloud Homeowners Nearly Celebrate Tax Day 2018

The concept of “Tax Day” and “Celebration” aren’t often found in tandem—except for the sense of relief that follows after the past year’s federal returns are filed and done with.

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Buying Your First St Cloud House Takes A Game Plan

Once you’ve settled on the goal of buying your first St. Cloud house, it’s hard to resist getting out there and getting started immediately! No matter if you know how vital it is to stick to

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Why St Cloud HOAs And Condo Associations Differ

If you have ever checked out the latest St. Cloud real estate listings, you noticed monthly expense items for some of them listed as “Homeowners’ Association” (HOA) or “Condo

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For St Cloud Home Furnishing Decisions Classical Is Safe

The majority of St. Cloud homeowners make most home furnishing decisions piecemeal rather than in a single remodeling blitz. Even when you move to a new home, for practical reasons most of your

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Last Months Jaw Dropper St Cloud Listing Strategy

When it’s time to put your St. Cloud house up for sale, one of the most important built-in marketing tools at your disposal is the write-up at the top of its St. Cloud listing. Ad people call

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House Hunting In St Cloud Can Offer Surprises

A couple of weeks ago the Realtor website ran a 90-second video about How to Buy with a core message that could be helpful to anyone who has set about house hunting in St. Cloud. The theme was

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St Cloud Homeowners Tempted By Sellers Market Conditions

“Circumlocution” ­—the hefty word for “beating around the bush”­­—describes what the national real estate news feeds have been practicing for a while when it comes to the state of

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St Cloud Easter Is It Really Early This Year

St. Cloud real estate agents are like everyone else when it comes to Easter Sunday. There is the holiday part, the spiritual part, and the kids-searching-for-hidden-Easter-eggs part. The day can

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St Cloud Home Loan Rules Show Signs Of Easing

St. Cloud readers who perused The Washington Post’s “Real Estate” section recently found a most encouraging piece of information—particularly if they were among many the younger and first

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Why St Cloud Real Estate Agents Usually Get The Nod

St. Cloud real estate agents who happened upon last week’s Wall Street Journal feature might have been jolted by the headline, “How to Sell Your Home Without a Real-Estate Agent.” Why would

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Existing Home Sales News Only Seems Contradictory

Can existing home sales slide at the same time they advance? St. Cloud real estate watchers who have heard similar conflicting accounts on successive news reports could be forgiven for deciding

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St Cloud Residential Neighborhoods And The Amazon Effect

Amazon—or, more precisely, the Amazon phenomenon—is bound to have an increasing impact on St. Cloud residential neighborhood preferences. The connection hasn’t yet been widely acknowledged,

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St Clouds Calendar Delivers 6 Reasons Its Selling Season

This Tuesday, St. Cloud calendars mark the first day of spring: the vernal equinox. The onset of astronomical spring doesn’t quite coincide with St. Cloud’s real estate spring selling season,

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For St Cloud First Time Homebuyers An Inspiring Example

Last week’s short news item could serve as inspiration for future St. Cloud first-time homebuyers—especially for those who haven’t yet considered the possibility of owning their own St.

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Last Weeks Call To Action Buy The Home Of Your Dreams

The question posed in last week’s Realtor.com article was certainly scary enough: “Is It Last Call for Low Mortgage Rates?” If you have been putting off getting ready to buy your next St.

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3 Strategies For Setting Your St Cloud Houses Asking Price

Selling your St. Cloud house for the best price sometimes involves a certain amount of luck, but it’s the kind of “luck” that’s a lot more likely when you’ve set out the welcome mat for

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Spot House Improvements Yield Disproportionate Rewards

    You don’t have to be planning to sell your home to enjoy the benefits from what you might call a few ‘strategic spot improvements.’ These are limited renovations

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2 Factors Sometimes Shape St Cloud Mortgage Loan Outcomes

Whether you are about to embark on your first St. Cloud home search or your umpteenth, unless you’ve managed to save enough to make you a cash buyer, soon you’ll need to secure a mortgage

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Take Future St Cloud Home Prices Into Account

When St. Cloud homeowners sit down to plot out their household’s long-range financial plan, the value they ascribe to their St. Cloud home usually deserves a leading role. As research firm

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St Cloud Listings Are Just The Tip Of The Iceberg

As soon as you begin to search in earnest for your next St. Cloud house, you are reminded once again how today’s St. Cloud MLS listings have become all but indispensable. Yes, it’s possible

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By Comparison St Cloud Apartment Leases Are A Steal

St. Cloud residents have long heard that Los Angeles real estate prices can be stratospheric— particularly in the choicer neighborhoods like Bel Air and Malibu where apartment lease prices can

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St Cloud Homes For Sale Aim To Thwart A Double Squeeze

There hasn’t been a call for “All Hands On Deck!”—but if we start seeing an influx of St. Cloud homes for sale ahead of this spring’s peak selling season, it’s not hard to guess why.

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Some Real Estate Attractions Are Just Plain Weird

Especially when it’s been a particularly long or hard winter, real estate agents in the sunnier states count on getting an influx of inquiries. In California, that phenomenon usually gets

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When Becoming A Landlord 3 Pointers To Profitability

Anyone who has ever thought about becoming a landlord in St. Cloud has probably been attracted by its distinct advantages as an investment. Owning a property that appreciates in value at the same

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Common Sense Might Not Shape Future St Cloud Home Sales

Many St. Cloud homeowners will be planning to list their properties this spring because it’s when future home sales would be expected to peak. Historically, at least, spring is when a sudden

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Driverless Cars And St Cloud Properties Looking Far Ahead

The headline in last week’s Bloomberg Technology was startling:“A Driverless Future Threatens the Laws of Real Estate.”In a week that opened with Wall Street’s heart-thumping 1,175-point

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Addressing Wall St Jitters With The St Cloud SDIRA Approach

For many typical St. Cloud breadwinners, last week’s stock market gyrations undoubtedly revived feelings that had been largely absent for quite a while: retirement jitters. Nearly a quarter of

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UnSecret Clue To Selling Your St Cloud House

If you’ve learned to skip past onscreen click-me’s with hyperlinks reading, “Top 10 Secrets” or “Best Kept Secrets of the Pros,” you can usually rest assured that you’ve saved

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A More Peaceful Approach For Setting St Cloud Asking Prices

Punxsutawney Phil may have decided to head back underground for a while longer, but since a roaring economy almost has to bring about an increase in prices, most expect St. Cloud mortgage

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4 Tricks The Pros Use For St Cloud Open Houses

Since bright, sunny days can’t be counted on for St. Cloud open houses scheduled in February, the most common recommendations at this time of year deal with light. Everyone points out how

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5 Reasons For Buying Your St Cloud Home Now

There’s no challenging that ancient fable about the boy who cried wolf—which boils down to a simple story about why false alarms turn into more than minor irritants when a real wolf shows up.

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My St Cloud House Will Sell Itself Can Be A Problem

You might think that when your house is in terrific shape, that’s all you need to guarantee a quick, successful sale. Just because it is located in a desirable St. Cloud neighborhood on a great

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Top 7 Things That Tie St Cloud Real Estate To The Super Bowl

Readers who check in here regularly know that every once in a while I’m moved to relate St. Cloud real estate matters to various hot issues that are claiming the popular imagination. Such

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The CTW Timeline Encourages Buying Your St Cloud Home

If you find yourself in a quandary over whether to jump into buying a home now or waiting for a clearer signal that the time is right, there is one method you can use to inject some hard numbers

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Selling Your Home In St Cloud Calls For Project Restraint

If you are planning on selling your St. Cloud home—perhaps as early as this spring—you’ve already begun to give thought to getting it in shape for photography and showings. Some of the most

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3 Simple Moves Build Power For Buying Your St Cloud House

Since buying a house in St. Cloud is rarely a spur-of-the-moment decision, the shrewdest way to use any lead time is to fortify your side of the coming transaction. After all, there will be two

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St Cloud Real Estate And Bitcoin Fever

“Bitcoin Fever Hits US Real Estate Market” screamed last week’s headline—but like most of the other news stories about bitcoin, the details were less than convincing. Certainly, St. Cloud

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Electronic Gadgets Have St Cloud Real Estate Applications

In St. Cloud real estate, it’s the steak—not the sizzle—that draws serious offers.Even so, every year about this time it can be useful (and great fun!) to watch what comes out of Las’

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Unlikely Edge For Selling Your St Cloud House

If a National Association of Realtors® expert is to be taken literally, there is one unlikely factor that could lessen the stress level associated with selling your St. Cloud house. Just have

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Imagining The Unimaginable Rebound In Home Equity

We’ve all witnessed the remarkable rebound in real estate values—and last week, the scale of that recovery was the subject of a CNBC commentary. “A growing number of homeowners are in the

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Pointing Toward The Best St Cloud Retirement Properties

Whenever you set about planning for a move to a new home, particularly if you are an experienced homeowner, you usually don’t need to create a whole new priority list of factors you’ll be

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St Cloud Home Buyers And Their Earnest Money Safety Net

When a young St. Cloud home buyer first hears the term “earnest money deposit,” the words alone pretty much explain the general concept. But I make sure to clarify the details before we begin

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St Cloud Stands By As Arctic Bomb Cyclone Nails The Nation

They called it a “bomb cyclone”—a name hardly intended to bring peace of mind to those experiencing the worst of it. In essence, it was a remarkable surge of bitter arctic air that tore

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For 2018 Robotic St Cloud Real Estate Appraisals Gain Traction

Some predictions for New Year 2018 may be controversial, but one trend is beyond question: almost every sector of everyday life in St. Cloud will continue to be transformed—either incrementally

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Nudging Renters Into Becoming 1stTime St Cloud Homebuyers

Last week’s “Moneywatch” article on CBSNews.com was a surefire attention grabber. It promised to reveal a single “must do” tip for first-time homebuyers. The main point covered familiar

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For St Cloud Real Estate Optimism Peaking In 2018

It’s irresistible: peering into the new year, trying to guess what the St. Cloud real estate landscape will look like in the coming 365 days. At the close of an outstanding 2017, although it

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A Magic Trick To Help Sell Your House In St Cloud

To sell your St. Cloud house for the best price in the shortest amount of time is a goal that can be advanced by a particular kind of homeowner flexibility. It’s a trait somewhat out of phase

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Brightening Prospects For Buying A Home In St Cloud

Because buying a home has long been a hallmark of success in America, whenever that possibility seems to weaken for the average Joe (or Josette), it comes as sobering news. Back in June, CNN

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The State Of Mind Called Christmas

This holiday season finds St. Cloud’s streets and stores humming with as much activity as has been seen for some time—which brings us to a particularly upbeat year’s end. Whether it’s

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St Cloud Home Appraisals In A Rising Market

The week’s news about the continuing moderate rise in home values will certainly bring a smile to St. Cloud homeowners. But, as seems to be true for just about everything, there can also be

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Value Rise Has St Cloud Real Estate Implications

Last week’s real estate news didn’t rate front page headlines, but I spotted three items of interest—two of which have implications for St. Cloud real estate values. Both fall in line with

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Winter And Seasonal Notes For St Cloud Households

Over the weekend, at the same time California’s Santa Ana winds were dealing chaos in the west, the premature arrival of winter weather was pounding the other side of the country compliments

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Sensible Improvements For St Cloud Homes For Sale

For local homeowners whose St. Cloud homes will be up for sale in 2018, there’s bound to be some consternation regarding how much time, effort, and budget need be directed to the project. In

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St Cloud Listing Stalking Addicts Can Be Forgiven

It was right there in the entirely respectable Architectural Digest’s site: an article championing late-night stalking. Happily, it wasn’t the kind of stalking that winds up in a courtroom.

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Best Of The 5 Seasons For Buying A House In St Cloud

If you are a well-organized prospective St. Cloud house buyer, you have been weighing many factors as you prepare to start serious house hunting. One of the factors to consider is seasonal: that

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Four Tips For St Cloud Homeowners Bracing For Winter

Officially, it may not be winter in St. Cloud yet, but the end of November is more than a signal to turn to the last page in 2017’s calendar. It’s definitely time for St. Cloud residents to

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Approximating St Cloud Mortgage Refi Requirements

If you use a credit card or St. Cloud bank checking account’s online system, you may have noticed the appearance of a free service: FICO score tracking. You find it as a clickable area with a

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A Single Piece Of Advice From Buyers And Sellers Agent

The dual nature of St. Cloud real estate agents is unlike most other professions. A medical doctor who is a family physician in the morning doesn’t switch hats and become a surgeon in the

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Home For Sale In Sartell

This beautiful home in Celebration features a huge 0.35 Acre lot that is fenced for dogs or kids! It offers a sun room (with storage below), a gourmet kitchen with dual ovens, gas cook top, granite

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Real Estate Bubble Question Overlooks Half The Equation

“Are we in a real estate bubble?” can still be a nagging thought for prospective Jamestown home buyers. It turns out that it might not be the most relevant question. When you buy a home in

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St Cloud Thanksgiving Turkeys Surprising Ancestors

If ever your St. Cloud Thanksgiving preparations cause you to go online seeking some Thanksgiving-related recipe, it will be hard to resist one of the sites that will probably pop up: the

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Four Reasons St Cloud Rental Housing Will Keep Rising

Whether you are investigating St. Cloud rental housing activity because you’re looking for an investment or just a place to rent yourself, it’s important to become informed about the state of

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A Single Underlying Factor When Applying For A Mortgage

Every mortgage lender develops their own unique guidelines for evaluating the factors contained in a home loan application. These may change from time to time so that their portfolios stay

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St Cloud Sellers Evaluate For Sale By Owner Websites

It’s illuminating to visit For Sale by Owner websites from time to time to see if there are any new insights to be gleaned. True, as a licensed St. Cloud Realtor®, I’m not likely to learn

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St Cloud Real Estate Braces For A New Kind Of Reality

St. Cloud real estate has greatly benefitted from one offshoot of “virtual” technology. Just click on a listing’s “virtual tour” button and a progression of two-dimensional views of the

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Your St Cloud Homeowners Insurance Annual Checkup

It’s one of those St. Cloud documents most of us stash in a safe, out-of-the-way place—somewhere in the furthest recesses of a linen closet or at the back of a bureau drawer. Renters do the

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Buying Your St Cloud House As Slowly As Possible

The goal of owning your St. Cloud home free and clear is usually thought of as the sunniest eventual outcome of the process that begins with buying your St. Cloud house. The vision of the day

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World Series Is Over Your Home Selling Negotiations Arent

When it comes to appraising and developing appropriate responses to offers on your St. Cloud home, I’m there to offer counsel and guidance. Even so, you are the ultimate decision maker.

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After Halloween Buying A Home In St Cloud Isnt So Scary

While we’re still in Halloween Scary Things mode, we might as well address the fear factor when it comes to buying St. Cloud homes. First-time St. Cloud home buyers aren’t the only ones who

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Timing Your St Cloud Home Sale Can Be Controversial

Hardly anyone decides to put their own St. Cloud house up for sale without wondering whether there wouldn’t be a better time to do so. There are a couple of different ways to look at the timing

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Keeping St Clouds Halloween Fun And Safe

Halloween in St. Cloud is the one day in every year when the regular order of things gets a thorough shaking up. For one thing, it’s the single day  of the year when we expect our doorbell

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For St Cloud Real Estate Halloween Marks A Turning Point

Fa la la la la, la la la la: it’s carol time again! Not quite? You can’t almost hear those sleigh bells ringing? Well, brace yourself. Halloween is next Tuesday—and nowadays, that means

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Its Prime Time For St Cloud Landscaping Ingenuity

St. Cloud gardening enthusiasts already know this—but for those whose thumbs are anything but green, right now is a special time of year where landscaping is concerned. It’s St. Cloud’s

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Most Homeowners Now Predict Gains In Home Values

More than half of U.S. homeowners expect their home’s value to rise in the coming year. For St. Cloud real estate watchers who track public sentiment as a market indicator, the news comes as a

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St Cloud Investment Property Owners View Top 6

When you first look into whether an investment property in St. Cloud would be a suitable addition to your own portfolio, the positives leap out. St. Cloud investment properties can throw off

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True St Cloud Refi Warriors Land The Best Deals

Back when St. Cloud mortgage interest rates plummeted by 46% in less than four years, it precipitated a sort of refi tsunami. The volume of St. Cloud refinancings was nothing short of enormous.

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Amazoncom Invades St Cloud Real Estate

Amazon has invaded the realm of real estate—but you couldn’t say it’s happening in a big way. It’s happening in a tiny way.Last week the improbable news arrived that the web’s 400

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9 Home Hacks To Ease Daily St Cloud Homeowner Hassles

You don’t have to be holding a showing or St. Cloud open house to appreciate time-saving maintenance and organizational tips. Nowadays, many of these are being called “home hacks”—but no

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St Cloud Real Estate Inspections Neednt Spark Jitters

As worrisome physical symptoms go, house inspection jitters should not be worrisome in the least. Neither St. Cloud home buyers or their counterparts (St. Cloud home sellers) need be troubled if

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Thank The NAR A Quiz For St Cloud First House Buyers

My organization—the National Association of Realtors®—offers a wide range of guidance for St. Cloud families who have decided it’s time to land their first house. With more than a’

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Game Theory And St Cloud Real Estate Negotiations

Game theory only sounds like it has something to do with how to win in some weekend sports outing or family board game. It’s a seriously studied logical field that mathematicians delve into.

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St Cloud PetFriendly Homes Might Have An Advantage

“Pet-Friendly” is a term that used to be confined to the St. Cloud Homes for Rent ads and a few open-minded hotel chains. Given the 84+ million American households which now include pets as

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St Cloud House Design May Change Due To A Single Word

There’s news in the world of house design—for a change!Those who keep in touch with the house design innovations that St. Cloud buyers are currently favoring know one thing is for certain:

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St Cloud Listing Photos Set The Stage For The Sale

 Some key preparations for the marketing of any St. Cloud home actually start well before the first showing or open house: they take place in the hours before the St. Cloud listing photos

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Business Real Estate Strategy For St Cloud Entrepreneurs

Most St. Cloud small businesspeople will recognize this post-startup scenario. It’s the moment when the whole idea of long-range planning first starts to make sense. Although everyone who

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Deciding If A New Home In St Cloud Is The Best Value

Ask a typical St. Cloud consumer to name the two most important purchases people make, and you’ll almost always hear “new house” and “new car.” They’re often lumped together, but they

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St Clouds Summer Officially Ends On Friday

Friday is the official last day of St. Cloud’s 2017 summer, but for most of us, the season has been feeling a lot more like fall ever since Labor Day. It isn’t the weather so much as the

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St Cloud Mortgage Rates Register The Third Possibility

A couple of weeks back, the ultimate authority on St. Cloud mortgage rates hadn’t minced words. That was Freddie Mac, whose opinion about mortgage rates constitutes the final say in the matter.

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Equifax Hack Victims Include St Cloud Homeowners

When news of the Equifax hack first broke, the credit ratings giant scrambled to minimize fallout from this massive personal information breach. After an initial embarrassing misstep (they tried

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A TenantOccupied House Sale Can Be Smooth Sailing

Even investors whose St. Cloud rental homes have served long and well as income-producers can eventually decide it’s time to sell. Given today’s tight housing inventories, the current market

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The Economics 101 Reason To Sell Your St Cloud Home Now

“Give me one good reason why selling now is better than waiting until next spring,” is a perfectly legitimate request. It’s a challenge to the traditional peak of St. Cloud’s selling

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4 Simple Home Buying Steps Good But A Bit Too Simple

What a simpler world it would be if St. Cloud home buying could be reduced to anything like a simple 4-Step process. Even better if those were four easy steps. Actually, without actually coming

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A Good News Item Buried In St Clouds Hurricane Coverage

Last weekend’s regular Minnesota news should have been promoting all the usual upbeat feature stories about the onset of football season, the start of a brand new school year, the finals of

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St Cloud Real Estate Agents And Your Multiple Income Stream

Successful St. Cloud real estate agents almost universally share some common personality traits. Among them is one skill that’s not usually mentioned when it comes to real estate agent

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Missing Mondays Eclipse In St Cloud No Catastrophe

By the beginning of St. Cloud’s new week, Monday’s eclipse had been so thoroughly chronicled as having been “99 years in the making!” you could be forgiven for any anxiety that might

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Top 4 PostLabor Day House Hunting Changes

A while back, Forbes noted what they called “The Four Ways the Real Estate Market Changes” after Labor Day. The article recognized a truism that holds for most parts of Minnesota—namely,

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Aug 30 2017 24220 1

Unbelievable details and craftsmanship in this Queen Anne Victorian home full of antiques and decor from England and North America. All living facilities on the main floor with secondary BRs and

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3547 Wildflower Road S Saint Cloud MN 56301

Exquisite walkout rambler located in Deer Creek East. Abundant upgrades and detail that will satisfy the most discriminate buyer! Just a few features of this home include a main floor master

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426 9th Street S Waite Park MN 56387

Fabulous home with upgrades and space that has to be seen in person to appreciate! Full master suite with walk-in closet, dual sinks, shower and jetted tub. Large living room with great views of the

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Password Advice Eases St Cloud Real Estate Site Visits

Last week came a piece of advice that’s directly applicable to St. Cloud real estate matters. To a greater or lesser degree, it also impinges on every one of your online accounts that attempt to

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Selling Your St Cloud House Now 5 Good Reasons

When you have a firm timeline that governs when you’ll be selling your St. Cloud house, it’s one decision that’s made for you. Of course, it’s not always that easy. If a move from one home

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Aug 15 2017 24220 1

St. Cloud mortgage rates have been so low for such a long time that it would be surprising if area buyers didn’t begin to take them for granted. It’s only human nature. Addressing would-be

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Perfection In Pricing Your St Cloud Home Elusive Goal

Figuring out the perfect pricing for any St. Cloud home for sale would be easier if there were a way to confirm past instances that hit that mark precisely. But that can’t be done. It’s the

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Top 5 Qualities Of The Best St Cloud Real Estate Agent For You

If you are just about to commit to buying or selling a home in St. Cloud, the first important task before you comes with identifying the best Realtor® to assist your effort. That comes first

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Mystery Memo On Selling Your St Cloud Home For Profit

Every once in a while you can be checking through the accumulation of notes and other odds and ends when you find something that doesn’t look familiar. Possibly it’s something someone handed

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Top 3 Ways Homes In St Cloud Can Save On Insurance

For most area homeowners, the 110-decibel wail of nearby fire engines may not be a sought-after feature when selecting the ideal neighborhood. Nonetheless, according to The Wall Street Journal,

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As St Cloud Mortgage Rates Hold Steady Diligence Pays

Mortgage rates in St. Cloud remained mostly steady this past month, at least partially due to the predictable July-August doldrum effect. When the summertime vacation schedules of Washington and

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For St Cloud Renters The 5Year Tesla Plan

My 5-year Tesla Plan is fanciful, but based on what could be the situation some St. Cloud renters can probably relate to. The imaginary 5-year Tesla Plan participant could be any gainfully

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Homes For Sale In St Cloud What Triggers Buyers

What are the most common changes in circumstances that send buyers out looking for homes for sale? What are the events that trigger typical prospects to comb through the St. Cloud listings,

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House Showings That Take Advantage Of St Cloud Weather

When the St. Cloud weather turns sizzling, you might think that house showings might go better by holding off for milder weather. After all, as the mercury rises, energy levels tend to wilt, so

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Renting Or Selling Your St Cloud Home Caterpillar Or Butterfly

 From our earliest days, everybody in St. Cloud is inundated with tale of transformations. It started with those grade school day trips to science places with exhibits showing the improbable

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Some St Cloud Luxury Homes Might Not Be Out Of Reach

The content the National Association of Realtors® publishes is usually staid and non-controversial. After all, what they put out there has to ring true for the real estate industry in every nook

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Biannual Testimony Hints At Future St Cloud Mortgage Rates

Last week there was another interest rate development—though it was a slightly whipsawed kind of development. Since mortgage interest rates are so important to the bottom line in all but all

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St Cloud Real Estate Estimate System Makeover

There’s news on the real estate value estimating front (robotic version). For any kind of St. Cloud real estate activity—whether you are buying or selling; financing or refinancing; whether

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Selling Your St Cloud House A Tool Called PST

If you see the letters “PST!” in connection with selling a house in St. Cloud, don’t think it’s someone whispering to get your attention (that would be spelled “psst!”).The selling-a

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6 Vacation Safety Tips To Keep St Cloud Homes Unburgled

An overstuffed curbside mailbox, blazing porch light at noon, or a pile of newspapers out there by your front door all indicate a couple of things St. Cloud homeowners would do well to avoid. For

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St Cloud Mortgage Strategy Includes Student Loan Burden

 All of a sudden last month St. Cloud readers might have come across a number of new articles dealing with the same topic: the problem young first time home buyers are encountering due to

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Selling Your St Cloud House By Defeating Two Scoundrels

Selling your St. Cloud house is a lot easier when you have an experienced professional relieving you of the lion’s share of the work. I spend full time dealing with the ins and outs of,

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St Cloud Independence Day Best On Tuesday Or Sunday

This year we’re fortunate indeed: the calendar has cooperated with the spirit of the occasion to give Independence Day its proper import. With St. Cloud’s Fourth of July festivities falling

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A Matrix Underlies Tarzana Real Estate Negotiations

When the goals motivating the parties in a negotiation—including St. Cloud real estate negotiations—are understood by all concerned, the odds for success are greatly improved. In most cases

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8 St Cloud House Value Boosters That Make The Most Sense

From time to time it can be fun to scour the latest “Top Ten” lists of cost-conscious ways to increase the value of St. Cloud house value.Some make more sense than others. Upgrading bathroom

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For Some St Cloud Home Loan Applicants A Surprise Boost

For a few St. Cloud mortgage applicants, next week may see a one-time favorable change in how they are viewed by home loan lending institutions. It’s a technical change that could amount to a

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St Cloud Home Appraisals Best Left To Humans

 In the Terminator movies, a robot from the future (Arnold Schwarzenegger) hunts down the human heroine in order to change the future by altering the past. Although that’s actually the

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Get Rich Slow Scheme St Cloud Rental Homes For Sale

The term “get rich quick scheme” has been held in low regard since before Charlie Ponzi’s pyramid came crashing to earth in the 1920s. Probably that word “scheme” is a problem…sounds

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Despite Fed Move St Cloud Mortgage Picture Remains Rosy

Last week, following the Fed’s hike in the rates they charge banks, you might expect a matching rise in mortgage rates for St. Cloud home buyers and refi applicants. If the experts are right,

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St Cloud Fathers Day Plays Catchup With Mothers Day

As has become traditional on the third Sunday in June, St. Cloud fathers can look forward to being honored and fussed over. For most families, Father’s Day in St. Cloud is considered to be every

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Common Home Buying Myths

DEBUNKING MYTHS TO HOME BUYING Finally ready to make the transition into home ownership? That's awesome, and in this exciting time you can be turning to friends and family for an insight into

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Just Looking At St Cloud Homes For Sale

Not everyone who is looking at the homes for sale in St. Cloud needs to come up with a winner right away. If their own house has just been listed, they may reasonably estimate that it will be

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Lighting The Way For Selling Your St Cloud Home

 You could say that selling a home—in St. Cloud or anywhere else in the nation—is in large part “a light show.” When you dissect marketing statistics that trace the path of the vast

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Owning Your St Cloud Home And Exploiting The Dream

You’d think that the whole notion of the American Dream is vague enough that it would be immune from challenge, and for the most part, that’s still true enough. Not so for its principal,

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Top 6 Obscure Tips For Coping With St Clouds Weather

 Meteorologists say that St. Cloud’s meteorological summer arrived last week—although, to most of us, summer won’t begin for a couple of weeks. Nevertheless, it sent me rummaging for

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Pricing Your St Cloud House Isnt Exactly Science

The science of pricing a house in St. Cloud isn’t really a science. The thing about science that makes it reliable is that its findings can be confirmed experimentally. If Galileo drops a

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Some Tax Reform Proposals Arent All Music To St Cloud Ears

During the overture to the film version of The Sound of Music, before the hills come alive with Julie Andrews, the camera first flies us high above the Alpine peaks. Ever since its premiere in

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Licking St Cloud Summer Heat The Whole House Fan Strategy

As summer approaches, St. Cloud homeowners may also recall the challenge of retaining a reasonably comfortable home environment during the inevitable spells of hot weather. Everyone has a

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St Cloud Home Selling Top 7 Avoidable Flubs

The reason “Top 7” lists draw such universal attention is their value as time-savers: you can skim down the bold-faced items to spot topics of interest, needing to read further only for those

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St Cloud Dream Homes The Newfound Avocado Dimension

I think you’ll agree that the relationship between avocados and dream homes has been elusive for a long time. In fact, any connection between the delicious green fruit (it’s not a veggie) and

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Selling Your St Cloud Home With A Quality Message

There is no denying that the words “FIRE SALE!” and “CHEAP!” and “PRICES SLASHED!” and “GOING OUT OF BUSINESS!” have long been used to spur sales. Bargain hunters of all stripes

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St Cloud Real Estate And The Love Hate Love Pet Issue

Pets and St. Cloud real estate have a love/hate/love relationship—a strong one. For prospective St. Cloud buyers and renters who own pets, a home’s suitability can be a make-or-break element

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Rating St Cloud Houses For Sale With The SLAM List

It’s called SLAM: an abbreviated approach that helps St. Cloud house hunters to quickly sort through listed houses for sale. St. Cloud homes that compare well using the SLAM categories warrant

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Free Credit Score Ads Grow Scarcer For St Cloud Consumers

If you’re a typical St. Cloud consumer, like most Minnesota residents, it wasn’t too long ago that you were being constantly bombarded by offers to let you in on a secret: your credit score.

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If Sir Isaac Newton Had Studied St Cloud Home Equity

You might have had a science teacher who explained to the class why perpetual motion machines aren’t possible. He would have had some common sense to back up his point  (everybody knows

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St Cloud Homeowners And Their Hefty Tax Advantages

As this season’s controversies swirl through Washington, one of them seems likely to wind up being at the top of the heap: federal income taxes. Whether or not they will be simplified )

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Really Thinking Outside The Box Shipping Container Homes

I don’t know about you, but when I used to hear the term “affordable housing” I’d think of value-priced St. Cloud condominium listings, some of the nicer area mobile home parks, or maybe

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St Cloud Home Loans And Some Educated Guessers

Last week, local home loan observers were hardly surprised by the news that the Fed’s key borrowing rate—the one that’s most important where St. Cloud home loan interest rates are

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Housing Affordability Critical For St Cloud Real Estate

Every now and again Forbes magazine assembles what it calls its “top financial brain power” to comment on a topic of interest. Late last week, the topic was real estate—more specifically,

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St Cloud Real Estate Investing In The Internet Age

Has technology made investing in St. Cloud real estate easier? Entrepreneur Magazine has supplied an answer to warm the heart of any St. Cloud Realtor® (like yours truly). They say investing in

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Selling Your St Cloud Home With Branding

Selling your St. Cloud home takes marketing, of course. Highlighting its features—the specific details that the St. Cloud MLS lists for every property—is only the beginning. The number of

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In St Cloud House Hunts Some Common Familial Pitfalls

You’re excited to be searching for a home in St. Cloud. Your parents are probably excited about your house hunt, too. They want the best for you—what parent wouldn’t want to offer their

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St Cloud Home For Sale Or Not Important Checklist

It’s that time of year again when those of us who write about St. Cloud homes for sale and related matters have a hard choice to make: do I run the risk of boring everyone to death by writing

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St Cloud Mortgage Interest Rates Another Surprise

It usually takes at least some digging to come up with relevant news for St. Cloud real estate watchers. Last week provided an exception. The boldest headlines, cable TV info crawls, and email

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St Cloud Homeowners Info 2017 Home Design Trends

St. Cloud real estate—like all real estate—is a supremely local activity. Area homeowners who like to keep an eye on Minnesota and national trends do so because some of them may surface in

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5 Simple St Cloud Appraisal Readiness Tips

You’ve probably heard the wry old saying: “Nothing clears the mind like the prospect of being hanged at dawn.” For some homeowners, you could add an equally wry modern St. Cloud real estate

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St Cloud Real Estate And Tax Refund Season Observations

This Tuesday’s tax filing deadline doesn’t pass without standing as the annual reminder to all of St. Cloud’s taxpayers that time seems to pass ever more quickly—as do the comings and

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Keywords Lead To St Cloud Spring Cleaning Tips

Ah, springtime! As the daylight hours grow longer and buds and blossoms dot St. Cloud’s trees and gardens, even when a rainy day is in the forecast, the feeling of new life in the air can’t

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St Cloud Showings Benefit When The Illusion Is Complete

Showings—whether here in St. Cloud or anywhere else—can succeed or fail as a result of quite minor details. Appreciating that fact isn’t hard to do when you relate showings to their

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Best Time To Sell A House In St Cloud Coming Right Up

St. Cloud readers who frequently check in here may recall the inquiry into whether there really is a single best time to buy a house—and if so, when that might be. The answer was October 8. At

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St Cloud Real Estate And An Aging In Place Challenge

While much attention is directed at the phalanx of youthful first-time homebuyers, the  Millennials and GenXers aren’t the only groups who are having a substantial influence on the

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St Cloud Homebuyers Benefit From Key Characteristics

The Rorschach (or inkblot) test is the one where a psychologist shows you a series of pictures that seem to be random black-and-white splatters. The shrink asks you what you think they look like.

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Is This A Promising Time To Enter The St Cloud Listings

It’s April—a time of year when area homeowners who haven’t yet added their homes to the St. Cloud listings may have a legitimate question about whether it’s too late to benefit from the

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Can You Spot A Common Seller Mistake In This Photo

Did you know that nothing makes a house look more boring than EMPTY rooms with no furniture? Here’s why, plus other seller mistakes you should avoid.  1. Listing a vacant house:;

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Possible Pointer For St Cloud House Sales This Spring

 St. Cloud house sales do usually respond in the seasonal pattern that is familiar in most other areas. Spring and summer lead the way for weather-related, financial, school scheduling and

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St Cloud Rental Properties And The Magicians Trick

 Striving to become a prudent person is a laudable goal—one usually only achieved after impetuous youthful misadventures have taught the wisdom of prudence. Caution—particularly in

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Pricing A Home In St Cloud From Both Sides Now

When it comes to the reality of pricing a home in St. Cloud, it’s natural that buyer’s and seller’s points of view reflect their different roles and objective. In a way, they are mirror

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Nine Terrible St Cloud Home Improvement Innovations

When it’s one of those weekend days when the St. Cloud weather has refused to cooperate with outdoor plans, one way to fill the idle time is to go online in search of home improvement ideas. You

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No Surprise For St Cloud House Hunters In Rate Hike News

St. Cloud house buyers and sellers were not surprised in the least at last week’s Federal Reserve decision to notch up the Fed Funds short-term rates. For once, anticipating the move had been

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St Cloud Real Estate Market Taps Confidence Gains

The attachment we build to the places where we live is an easy-to-understand human emotion. Almost everyone who has ever moved away from a family home has experienced a sense of loss that can be

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St Cloud Home Prices Get A Nobel Prize Treatment

The timing for when to sell a St. Cloud home can be a decision that pretty much makes itself. Sometimes family demands call for a move to larger or smaller quarters; sometimes a change in career

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Mismatch Aids Empty Nesters St Cloud Housing Situation

Time Magazine ended last week with a commentary that could foreshadow how this year’s St. Cloud housing market might differ from years past. Author Bill Saporito identified a mismatch in the

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St Cloud Daylight Savings St Pats Nearly Collide

This Sunday marked the annual “spring forward” sleep-robbing occasion: the switch to this year’s Daylight Savings Time. “Springing forward” may sound like a spirited, energetic exercise,

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5 Tips To Reduce St Cloud Relocation Stress

If you go looking for new ideas to make a relocation to or from St. Cloud easier, it’s amazing how often the words “stress” and “relocation” appear in the same paragraph. The most

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St Cloud Mortgage Rates Yoyoing As Usual

Keeping an eye on St. Cloud mortgage rates is a useful pastime for anyone who tracks local home sales because of the immediate effect they have on affordability. It can’t get much more immediate

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Future St Cloud Homeowners Down Payment Misinformation

It turns out that the run of admirable national and St. Cloud home sales advances have been pulled off despite a couple of strong countercurrents. At least that’s the theme that emerges from

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St Cloud Real Estate Investment More Liquid Than Youd Think

Buying a home as a place to live certainly has important financial implications, but they are only part of an equation that has major lifestyle implications. A given house may be a really terrific

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St Cloud Listings Annoyingly Even Handed

Today’s St. Cloud listings represent a gigantic leap forward in terms of market efficiency. It’s hard to imagine a speedier and more convenient way for prospective home buyers to examine the

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Now Begins Official St Cloud DeckPonder Season

Checking the calendar, spring won’t officially kick off until March 20 when the celestial equinox happens. That same Monday will also officially signal the start of St. Cloud’s annual real

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Staging Your Home For Todays Buyer

Tips to Appeal to Today's BuyerIt's important to modernize your home and take into consideration the following tips to better appeal to today’s buyers.1. Change your doorknobs and locks: This

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6 Ways To Zero In On The Lowest St Cloud Mortgage Rates

Without knowing it, many people develop something akin to a split personality when it comes to buying a home. In the beginning, as they pursue their ideal St. Cloud house, they automatically

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St Cloud Rental Homes To Pet Or Not To Pet

Last week’s 141st Westminster Dog Show TV ratings may not have gone through the woof—but for “Rumor,” the winning German Shepard, it was a wag-tastic finale. It brought to mind one of the

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Presidents Days White House St Cloud House Comparison

This week, as usual, St. Cloud celebrates President’s Day on the 3rd Monday in February. Ideally, St. Cloud’s citizenry observes the holiday by recalling the indispensable contributions of

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Weather Cant Stop The Postman Or St Cloud Showings

When even severely draught-ridden California neighborhoods are having trouble coming up for air, you know that 2017 is turning out to be one of those winters. Punxsutawney Phil only confirmed

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St Cloud Home Sale Can Benefit From A Kitchen Space Mirage

When I see a feature with a title like X Ways to Make Your Kitchen Feel Bigger, I’m someone who’s unlikely to pass it up. Making any St. Cloud kitchen feel bigger would be a definite plus

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St Cloud Real Estate And Optimism Make A Happy Couple

Owning your own St. Cloud home is, for most of us, a goal that’s been with us so long we don’t even question it. In addition to the economic advantages that come with St. Cloud real estate

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St Cloud Packing And Moving Dos And Donts

When you first contemplate packing and moving to or from St. Cloud, it’s advisable to take a deep breath first, then close your eyes and mentally recall the best, most positive moments from past

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Analyzing Value And St Cloud Real Estate Agents

 There are a couple of ways to look at the difference between the way you approach a typical St. Cloud area home sale and the way your real estate agent does. One is positive, the other,

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St Cloud Mortgage Rates Behave Like Super Bowl Champs

Except for the few chip remnants that will dwell down there wedged between sofa cushions until spring cleaning time, the principal residue from most St. Cloud Super Bowl parties is little more

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St Cloud Pictures Virtual Tours Plus A Shaggy Dog Story

We all know what shaggy dog stories are. They’re the jokes that go on and on and then peter out without much of a punchline. I think I found a scientific study about real estate that fits that

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The Absolute Best Time For Buying A Home In St Cloud

To end the suspense, the answer to the title question about when is the optimal time to buy a home in St. Cloud has been officially answered. The answer is, more or less, “now.” All right,

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Why Some St Cloud Pool Owners Choose Saltwater

Riddle: What do saltwater pools and saltwater aquariums have in common?Answer: Water.That’s about all. When some house hunters see “saltwater pool” in St. Cloud listings, the first thing apt

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Lifestyle Shift Could Open St Cloud Investment Opportunities

When you recall how thoroughly public confidence was shaken during that last financial meltdown, you probably also remember how reluctant most people were to presume that St. Cloud real estate

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January And February Are Prime Months To Purchase A Home

NOW Is The Time To Buy!Here is a great article from Nerdwallet.comSpring and summer are historically the most popular times to buy a home. The weather is warm, inventory is high and the school year

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Unexpected Answer For Timing Your St Cloud Listing

If this is going to be a year of upsets, the rules for when St. Cloud listings are best initiated might be primed to fly out the window. There’s no guarantee that 2017’s St. Cloud listing

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5 Question Real Estate Quiz For St Cloud Homeowners

One reason why St. Cloud real estate commentators like to offer quizzes is to make readers feel good about how much they know. Being that St. Cloud homeowners probably do more than an average amount

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Crux Of The Matterfor St Cloud Homeowners Its Asking Price

For more than a year, it’s been the happy trend across the nation for the average DOM (days on market) for residential properties to have been declining. It’s a “speed of sale” measure

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Free St Cloud Real Estate Agent Commissions Theyre Logical

 Sooner or later, all children need to be warned about the fallacy of something for nothing. It’s an important lesson and a milestone. Very little ones are too young to be exposed to the

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Lively St Cloud House Hunting In The Dead Of Winter

  Showing a home in bad weather might seem to be a blueprint for disappointment, but sometimes that’s not what happens. Of course, prospective buyers do find that house hunting in St.

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Is There Really A Best Time To Buy A House In St Cloud

 Many of us who call St. Cloud home find that the beginning of the new year serves as a useful benchmark. This is when it’s easiest to collect the bygone year’s household bills and

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St Cloud Sales Eventually Come Down To Evaluating An Offer

Once we have marketed your St. Cloud home successfully, there follows the delightful interlude during which the eager buyer awaits your response to his or her offer. It will be 100% delightful if,

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Overcoming Two Barriers To Buying A House In St Cloud

Buying a house should be getting easier.For most people who are looking into buying a house in St. Cloud for the first time, the two greatest obstacles appear to be financial, and—for lack of a

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How To Get The Lowest St Cloud Mortgage Rates

In Spanish-speaking countries, a bribe is known as mordida. In Italy, spintarella; in parts of Asia, baksheesh. Baksheesh can also mean a tip, which is perfectly legal and ethical in a,

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New Years Resolutions That Include Real Estate ToDos

 For most St. Cloud celebrants, the holiday season hasn’t been a single non-stop flurry of activities (even though that’s what sticks in our memories). In fact, the holidays usually

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US Predictions Foreshadow St Cloud Real Estate Outlook

It’s that time again: the annual look at whether there is a convincing consensus among real estate experts for what to expect in the coming year. St. Cloud homeowners and potential homeowners

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Now Is Prime Time For St Cloud Home Improvement Plans

When, as the holiday lyrics have it, “the weather outside is frightful,” that makes it a good time to start planning the coming year’s home improvement projects. If you wait for ideal

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One 5Minute Virtual Tour Exemplifies Listing Creativity

The days of boring slideshow type “virtual tours” are disappearing fast. Today’s St. Cloud listings can include actual virtual walk-through videos, breathtaking aerial drone shots, and

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St Cloud Homeowners Check 2016 Tax Break Deadlines

 If you are like most St. Cloud homeowners, this is not the time of year you relish thinking about next year’s April 15 tap on the shoulder from Uncle Sam. Nonetheless, the calendar ’

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St Cloud Holiday Feelings What Kids Cant Know Yet

The holiday season surely makes for a neat package: wrapping up the whole year in a sort of satisfying finale. Whether it’s your Christmas or Hanukkah, Kwanzaa or any other holiday you can think

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Eliminating Any Chance Of A St Cloud Housing Rental Scam

The idea of “fake news” and how to tell it from the real thing has gotten scads of attention lately, so St. Cloud web users are entitled to be more skeptical than usual of news items. Last,

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Encouraging News For St Cloud FirstTime Home Buyers

 Some breakthrough good news has come to light. It deals with first-time home buyers.Across the U.S., first-time home buyers have been staging a disappearing act for a worrisome long time.

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Long Dormant St Cloud Mortgage Rates Now Poised

 Most of us favor a high degree of predictability when it comes to things like the interest rates on mortgages. In that realm, “poised” is a bad word. When anything is poised, it means

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Time Becomes The True Affluence For St Cloud Retirement

 You don’t have to be beyond your 40s to begin plotting a direction for your retirement years. Most younger St. Cloud residents know this full well but (truth be told) do precious little

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For St Cloud Houses For Sale An Improved Top 9 Listicle

 Real estate articles that are really just lists are now being called “listicles”—and there are certainly plenty of them around. The other day one appeared that just had to be read:

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St Cloud Real EstateWatchers Mark The End Of An Era

 If you listen to the Chairman of the Index Committee at Standard & Poors-Dow Jones, the nation’s housing market has reached an important milestone—one likely to be appreciated by real

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For St Cloud Sellers News Of A Real Estate Buying Binge

 When it comes to real estate reporting, there seem to be more icebergs out there than in Antarctica in mid-summer (which is mid-winter here—but never mind). St. Cloud area real estate

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November St Cloud Mortgage Rates Surprise Experts

 Last week, when St. Cloud mortgage rates began to rise abruptly, you’d have to say that it was actually a double-barreled surprise. In addition to the sudden blip up on the mortgage rate

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Top 4 Reasons To Call St Cloud Real Estate Investments Smart

When you see any title here containing the words “St. Cloud Real Estate Investment,” you won’t be terribly surprised if the gist turns out to be what a good idea! When you’ve had the

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How A St Cloud Propertys Owners Equity Doubled In 5 Years

How a St. Cloud Property’s Owner’s Equity Doubled in 5 YearsDoubling in St. Cloud Owner Equity—Just Par for the Course?U.S. Home Owner’s Equity Doubles: Here’s How and Why Diana Olick

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